RBI UDGAM Portal 2023: Quick Registration & Login! Find Your Unclaimed Deposits Directly @ Udgam.Rbi.Org.In
The Reserve Bank of India has recently unveiled the UDGAM Portal 2023 Link, which serves an important purpose. It's worth noting that, in certain circumstances, individuals may pass away or cease using their bank accounts. In such instances, the bank typically holds the funds for a period of 10 years, after which any unclaimed money is transferred to the Reserve Bank of India.
If you have a family member who holds a bank account or a Fixed Deposit but has not made any transactions or utilized it for the past decade, you now have the opportunity to utilize the RBI UDGAM Portal for Unclaimed Deposits. The Reserve Bank of India has introduced this UDGAM Application Form 2023, accessible at udgam.rbi.org.in, with the primary aim of assisting citizens in reclaiming approximately Rs 35,000 Crore that rightfully belongs to them.
As of now, seven banks are already linked to this portal, and more are expected to join soon. To determine whether you have an account that falls within this category, you can easily check via the portal. To initiate the claim process, it's essential to complete the UDGAM Portal Registration, available at udgam.rbi.org.in. It's important to emphasize that only after successful registration will you be able to access and retrieve your previously inaccessible funds. Prior to registering, make sure you have all the necessary information, including UDGAM Portal RBI Registration 2023 details and the list of UDGAM RBI Linked Banks.
RBI UDGAM Portal 2023
The Reserve Bank of India has introduced a new website to help people find forgotten deposits. This comes from a recent announcement about policies for development and regulations on April 6, 2023. The RBI has been worried about the number of deposits people haven’t claimed. So, they’ve been running programs to inform the public about it. They want to ensure everyone knows and can get their money from the bank, and we are giving you a detailed article on this. We have also made a video to cover the UDGAM Portal and its registration process.
How UDGAM PORTAL WORKS
Official Website | udgam.rbi.org.in
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How To Use The UDGAM Portal To Find Unclaimed Money
UDGAM Introduction
To find your lost savings, join the UDGAM platform. It is very Easy – provide your phone number name, and create a password. Once you have signed up, you will receive an OTP on your phone for verification. After confirming, login, select your bank, and search using your PAN, Voter ID, or birth date.
Important Documents For UDGAM Portal
- Mobile Number:
- For initial registration, verification, and receiving OTPs (One-Time Passwords).
- Name of the Account Holder:
- Matching the exact name with the bank records is essential for accurate search results.
- Bank Details:
- Information about the bank or banks where the user might have unclaimed deposits.
- PAN (Permanent Account Number):
- One of the identification criteria is to search for unclaimed deposits.
- Voter ID:
- An alternative identification criterion users can provide to search for their deposits.
- Driving License Number:
- Another identification option for users to help locate their dormant funds.
- Passport Number:
- It is useful for those who might have used their passport as identity proof during the initial deposit or account creation.
- Date of Birth:
- It is essential to cross-verify the account holder’s identity and match it with bank records.
Users must have these documents handy when accessing the UDGAM portal to ensure a smooth and efficient search.
Benefits Of The UDGAM Portal
How To Claim Your Unclaimed Deposits Through The UDGAM Portal
- Go to the UDGAM website: https://udgam.rbi.org.in/unclaimed-deposits/#/register
- Register by providing your phone number and name.
- Create a password and input the Captcha code.
- Check the provided checkbox and proceed by clicking “Next.”
- Verify your registration by entering the OTP (One-Time Password) sent to your phone.
How To Check Unclaimed Deposits In Banks Via RBI’s UDGAM Portal
- Step 1: Visit the Website
- Go to the website: https://udgam.rbi.org.in/unclaimed-deposits/#/login
- Step 2: Provide Your Details
- Enter your phone number, password, and captcha code.
- Input the received OTP (One-Time Password).
- Step 3: Complete Account Holder Information
- On the next page, fill in the mandatory field: Name of Account Holder.
- Choose your bank from the provided list.
- Step 4: Enter the Search Criteria
- Provide at least one piece of information from the following search criteria:
- PAN (Permanent Account Number)
- Voter ID
- Driving License Number
- Passport Number
- Date of Birth
- Step 5: Initiate the Search
- Click on the search option.
- The system will display any unclaimed deposit accounts associated with the provided information.
Step 6: Select Unclaimed Deposit Account Details
- You can tap the arrow icon to learn more about money that belongs to you but hasn’t been collected yet.
- When you choose the account, a new option appears. Here, you can see all the details about the account. You can view the account-related information below.
Step 7: EXPORT PDF
- You need to save the PDF file that you see here by exporting it.
- After Exporting PDF files, you’ll need to choose a bank. Once you pick the bank, you’ll be directed to their official website.
Step 8: Report Your Unclaim Deposit To The Bank
- You need to save the PDF file that you see here by exporting it.
- Since you’ve been redirected to the bank’s official website, now you need to inform the bank that your Unclaim Deposit in the bank is which you want to claim.
- You can find out about this process by visiting the bank’s official website, calling the helpline number, or even going to the bank offline.
Contact Details
If you want more information or have any questions about the RBI Udgam Portal, you can get in touch using the contact info provided below:
UDGAM Support Team: udat@rbi.org.in
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