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cmaay.com – Apply Online for Chief Minister Arogya Arunachal Yojana (CMAAY Health Insurance)

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 The Arunachal Pradesh government has introduced a novel healthcare insurance program named the Chief Minister Arogya Arunachal Yojana (CMAAY). Both the Ayushman Bharat - National Health Protection Mission (AB-PMJAY) and CMAAY will extend coverage of up to Rs. 5 lakh per family to ensure high-quality healthcare. The CMAAY Scheme will deliver cashless medical treatment to underprivileged individuals under the "Assurance Mode" and will supplant the current CM's Universal Health Insurance Scheme (CMUHIS). Interested individuals can submit their applications for the Chief Minister's Arogya Arunachal Yojana online at cmaay.com.

CMAAY Enrollment – Apply Online for CM Arogya Arunachal Yojana

CM’s Arogya Arunachal Yojana (CMAAY) aims to provide the cashless hospitalisation to poor and vulnerable groups upto Rs. 5 lakh per family per year. Under this scheme, govt. will provide Rs. 1 lakh for Secondary Care and Rs. 4 lakh for Tertiary Care. All the beneficiaries can avail benefits of this Health Assurance Scheme in any empanelled hospitals through a new web portal. The main focus is to ensure “Health for All” by 2022. Below is the complete procedure to apply online:-

STEP 1: Visit the official website https://cmaay.com/CMAAY_home.aspx

STEP 2: At the homepage, click at the “Apply” link present in the Enrollment section as shown below or directly click https://cmaay.com/NewEnrollment.aspx:-


STEP 3: Then select the option as “Public” to open the Chief Minister Arogya Arunachal Yojana online registration. The CM Arogya Arunachal Yojana Online Registration Form will appear as follows:-


STEP 4: Here enter all the asked details accurately and click at “Save” button to complete the online registration process.

Check Status through the link – https://cmaay.com/CheckStatus.aspx

List of Documents Required for CM Arogya Arunachal Yojana

  • Aadhar Card (All Family Members) (Both Sides : Front and Back)
  • APST Certificate
  • Resident Certificate (Only for eligible non apst resident of Lohit,Changlang and Namsai)
  • Family Declaration Form (Both Pages)
  • PMJAY Card

Eligibility Criteria for CM Arogya Arunachal Yojana

Beneficiary covered are:

  • Arunachal Pradesh Scheduled Tribe(APST) members
  • Non-APST residents of Changlang, Lohit, Namsai possessing Resident Certificate(RC) who are people with permanent land holding documents
  • State Govt. Employees and their dependents

Exclusion Criteria: Natives of Arunachal Pradesh working for Public Sector Undertakings (PSUs) and Central Govt.

Documents which are required to establish the identity & proof of valid beneficiary are:

Aadhaar Card along with following documents:

  • For APST: APST certificate
  • For Non-APST but bonafide members of Lohit, Namsai & Changlang districts: Resident Certificate (RC) issued by Competent Authority.
  • For State Government employees: Government ID card issued by competent Authority – Dependent of State Government employees/RC holders should produce any legal document (along with Aadhaar card) to prove their relation to the State Government employees/RC holder.(birth certificate & marriage certificate for newly added members in the family.)

What is Chief Minister Arogya Arunachal Yojana 2023

The Pradhan Mantri Jan Arogya Yojana (PMJAY) and Chief Minister Arogya Arunachal Yojana (CMAAY) represent the joint efforts of the Central and State Governments, respectively. These initiatives are entrusted to the Chief Minister Arogya Arunachal Society, driven by the vision of delivering high-quality and cashless healthcare services to the State's residents, with the ultimate goal of achieving Universal Healthcare for all by 2030.

The implementation of this scheme will be carried out by the Chief Minister Arogya Arunachal Society, a part of the Health Department. The State Government had initially announced this scheme on August 15, 2018. The State Government has sanctioned the online enrollment and pre-authorization of beneficiaries under both AB-NHPM and CMAAY. The government will extend benefits in accordance with annual coverage and predetermined package charges for specific medical procedures.

CMAAY Hospitalization Benefits

Cashless Services

  • Cashless transaction to the Beneficiary right from his/her reporting & up to 10 days after discharge.
  • The package rate shall mean all including

Registration Charges

  • Bed charges (General Ward)
  • Nursing and Boarding charges
  • Surgeons charges
  • Anesthetists charges
  • Medical Practitioner fees
  • Consultants fees Anesthesia
  • Blood, Oxygen & O.T. charges
  • Cost of Surgical Appliances
  • Diagnostic tests (Including radiological) from the reporting to discharge
  • Pre-hospitalization upto 3 days and post hospitalization upto 10 days will be covered for all medicines and diagnostic test for the same ailment/surgery
  • Cost of Prosthetic Devices & implants

Important Points:

  • Pre‐existing disease are covered
  • Complications are a part of the procedure
  • Medical & surgical packages cannot be taken together for same patient in same episode of hospitalization

Exclusions under the policy are listed below:

  • Conditions that do not require hospitalization
  • Hospitalization primarily for evaluation / diagnostic purpose
  • Any dental treatment or surgery which is corrective, cosmetic or of aesthetic procedure, filling of cavity, root canal including wear and tear etc. unless arising from disease, illness or injury and which requires hospitalization for treatment.
  • Congenital external diseases
  • Fertility related procedures
  • Drugs and Alcohol Induced illness
  • Vaccination
  • Suicide
  • Persistent Vegetative State

CMAAY Package Benefits – Specialty Wise Package Rate List

Here is the direct link to check Specialty Wise Package Rate List under Chief Minister Arogya Arunachal Yojana – https://cmaay.com/packageratelist.aspx

The page to track CMAAY Package Rate List will appear as shown below:-


CM Arogya Arunachal Yojana Application Form PDF Download

STEP 1: Visit the official website https://cmaay.com/CMAAY_home.aspx

STEP 2: At the homepage, scroll over the “Documents” link present in the main menu, next “Forms & Downloads“, next “Enrollment Forms Download” and then at “Beneficiary Enrollment” link as shown below:-


STEP 3: Candidates can even click at https://cmaay.com/PDF/6_BeneficiaryEnrolment.pdf to open the CMAAY Application Form PDF as shown below:-

CMAAY Hospital Empanelment Application Form

Hospital Empanelment lines are open for CMAAY Scheme. All the Govt. / Semi govt. / Private / Charitable / Trust hospitals can fill the hospital empanelment online application form to enroll for this scheme. Every hospitals must understand the Process Flow first and then fill CMAAY Hospital Empanelment Form:-

  • Visit the same official website https://cmaay.com/CMAAY_home.aspx
  • Apply Online for Hospital Empanelment – At the homepage, click at the “Apply” link under the Empanelment section or directly click https://cmaay.com/common/RGJAYEmpanelElegibility.aspx
  • Then click at “Click Here for Application“, read instructions and agree to Terms and Conditions, and then click the type of hospital. It could be any govt./ private/ charitable/ trust hospital. Clicking on that particular type will open the application form for that hospital.
  • For instance, if we click at the “Govt. / Semi Govt.” tab, then Hospital Empanelment form will appear as follows:-

  • Here give all the Hospital details, Registration details, Accrediation & Certification details, bank Details, Taxation details and Submit the form to complete the CMAAY application process.

Patient Enrollment Data Search (Search Enrollment Details at Hospitals) – https://cmaay.com/Hospital/SearchEnrollmentDtls.aspx

CMAAY Approved List of Procedures

There will be approved list of procedures in 23 specialties as given in the table below:-

CardiologyCardio-thoracic Surgery
Cardio-Vascular SurgeryOphthalmology
ENTOrthopedics
Poly traumaUrology
Obstetrics & GynaecologyGeneral Surgery
Neuro-SurgeryInterventional Neuro-Radiology
Plastic and ReconstructiveBurns Management
Oral and Maxillofacial SurgeryPaediatrics Medical Management
Neo-NatalPaediatrics Cancer
Paediatrics SurgeryMedical Packages
OncologyMental Disorders Package
Emergency Room Packages (Care requiring less than 12 hrs stay) 
CMAAY Approved Procedures List

CMAAY Empaneled Hospitals (Outside the State of Arunachal Pradesh)

Here is the list of CMAAY empaneled hospitals outside the state of Arunachal Pradesh:-


For more benefits and details on the CMAAY Health Scheme, please click the link – https://cmaay.com/CMAAYscheme.aspx


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